Even minor payment delays can lead to rapidly growing debts. The sooner you seek help, the better. Municipalities receive alerts about late payments from housing associations, utility providers, and health insurers. Upon receiving these alerts, the municipality is obligated to proactively offer help.
If you have small debts, you'll receive a letter outlining the ways we can assist you. For larger debts, 2 members of Team Vroegsignalering will visit you to provide guidance. They can help you with budgeting, understanding your financial picture, and even assist in applying for benefits if you're eligible.
You can contact Team Vroegsignalering directly by calling 043 350 41 93 or emailing vroegsignalering [at] maastricht.nl.
With the help of Kredietbank Limburg, you can manage your debts more effectively. This will help you prevent further debt accumulation while ensuring you can handle essential expenses like rent and utility bills.
Applying for debt assistance
To apply for debt assistance through Kredietbank Limburg, you may be asked to provide:
- Proof of income, such as a payslip
- Your rental agreement or mortgage documents
- Recent proof of your home's WOZ value
- A recent bank statement
- Documentation of your debts
Support for business owners and freelancers
If you're a business owner or freelancer, specialised debt counseling services are also available. The self-employment service desk offered by Sociale Zaken (Social Affairs) Maastricht Heuvelland, along with Kredietbank Limburg, can provide effective support.
You can contact the service desk for the self-employed at zelfstandigenloket [at] maastricht.nl or by calling 14 043.
Debt assistance services from both Team Vroegsignalering and Kredietbank Limburg are free for Maastricht residents.
- You must be a resident of Maastricht.
- You have not previously used debt assistance services.
- Get practical tips and advice on managing your finances with the Geldwijzer Maastricht app. It's available for free on both Google Play and the Apple App Store. You can also visit www.geldwijzermaastricht.nl for more information.
- Trajekt is here to help you lead an independent life as an active member of society. For support, call +31 43 763 00 00 or send an email to inform [at] ieenadviesattrajekt.nl.
- Humanitas Maastricht offers financial guidance for households. Their Jongeren & Geld (Youth & Money) volunteers can help young people with their questions about student financing, health insurance, benefit applications, and living costs.
- Quiet Maastricht focuses on alleviating poverty in various ways. You can become a free member on their website or visit them at Aartshertogenplein 24 in Wittevrouwenveld-Maastricht, every Monday between 10.00 am and 12.30 pm.
- The Nibud (National Institute for Budget Education) offers household budgeting guidance. To learn how they can assist you in setting up a debt repayment plan, visit www.zelfjeschuldenregelen.nl.